The day is finally here. After hours of research and meetings with contractors, a million pins on interest and only slightly fewer frozen dinners microwaved in your living room, you've built your dream kitchen!
Now — to make sure that it stays up and running — it’s time to protect it with a home warranty.The CoverageInsure Plan covers the repair and replacement costs of more than 20 of your home appliances and system parts. And E-exchange makes it easy — choose from existing plans or customize one that meets your needs without paying for unnecessary coverage.
You might think that because you have homeowners insurance you don’t need a home warranty, this is a common misconception but it's not true. Home insurance and home warranties offer different types of protection. A home insurance policy covers accidental damage to your home and belongings due to theft, storms, fires and some natural disasters. A home warranty is a service contract that provides for repair or replacement of your home appliances and system components that fail due to age and standard wear and tear.
Different Types of American Home Shield Plans
The Systems Plan covers items related to the major systems in your home such as air conditioning and heating (including ductwork), electrical and plumbing, water heaters, garbage disposals, water dispensers, central vacuums, smoke detectors, doorbells and ceiling fans. All things you take for granted, but that can cause major issues when they break down. For example, that new kitchen of yours will lose its luster pretty quick should you AC go out this summer. And it will be pretty hard to entertain should your garbage disposal or water dispenser go out.
The Appliances Plan covers, home appliances such as refrigerators, dishwashers, clothes washers and dryers, ranges/ovens/Cooktops, built-in microwaves, freestanding ice makers, trash compactors, garage door openers and built-in food processors. This plan helps get your household back up and running when one of these critical devices stops working. You don't want your refrigerator to break in the middle of summer, leaving you without cold beverages or frozen treats, right? What's summer without them, anyway?
Choose a plan that best fits what you need
The Combo Plan is our most popular and covers both systems and appliances.
The Build Your Own Plan lets you customize one that meets your needs without paying for coverage you might not need.
Don't think that you're limited to just standard appliances. You can always add coverage for things such as a pool/spa, water softener, well pump and septic pump. Simply select the plan that best suits your needs and then tack on any of these extras as appropriate.
You’ve taken great care to build the kitchen of your dreams. It makes sense to protect your investment with an CoverageInsure Home Warranty Plan. Explore our plans, see a list of what’s covered and get prices in your neighborhood now. With this kind of peace of mind, you can sit back, relax and start trying cool summer recipes from your favorite chefs!